WhatsApp UPI Payments Feature is knocking soon on Android Mobiles

WhatsApp Beta v2.17.295 Shows Signs of WhatsApp Payments

According to his statement, Google will probably be the first add UPI payments in India, given the talks are complete and the company is now waiting for RBI approval.

The welcome screen for WhatsApp Payments - which has been unearthed from the latest beta build - says the service allows for "bank to bank transfer with UPI" and mentions that users will need to accept WhatsApp Payments' Privacy Policy and Terms before sending any money. This feature will facilitate instant money transfer for users of the app. Taking WhatsApp's huge user base in India into account, the feature could very help India achieve the target of 2,500 crore digital transactions for 2017-18, as said by Finance Minister Arun Jaitley in his budget speech this year.

According to the website WABetaInfo, the app has rolled out the feature in hidden mode and has termed it, "the immediate bank to bank transfer with UPI".

Now, with the new update to the beta channel (which brings the application up version 2.17.295), we get a glimpse into a new potential feature for the future.

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WhatsApp planning to add integrated payment system within the app isn't entirely new. Whatsapp android app currently has the preview page of this UPI payment service which is hidden now. One of the most notable features of WhatsApp is the photo filter, which is only available on iOS. But the availability of the feature is limited to the US.

With WhatsApp's UPI integration, it will be a significant boost to India's digital economy. Sure, the WhatsApp developers have worked on these two part, and we have received the update with the aforementioned abilities for its age-old users.

"Whether it's sharing personalised photos and videos, connecting through video calling, or keeping friends updated throughout the day with Status, communicating on WhatsApp has never been easier or more personal". Given the current progress, we can anticipate the UPI integration in WhatsApp in coming months. While this features are in beta, WhatsApp doesn't provide any option to customize filters like changing intensity, which is offered in Instagram. Some mobile messaging platforms like WeChat and Hike Messenger already support UPI-based payment services.

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